#Verifone Credit Card Hine Codes Code On The#
#Verifone Credit Card Hine Codes Update Future Payments#

Verifone Credit Card Hine Codes Code On The

Please use the table below for reference of decline and reason. If a credit card has been declined, the machine will print out a decline code on the receipt. Receiving a decline on your credit card machine may be rare, however, it's important to know what type of decline codes you may receive while processing.

There are a range of reasons that this may happen: a decline from the payment processor, the payment gateway, or (most commonly) the issuing bank. Efiysggieiesfgfipgegolo terPerabilitY code center at card declines occur when the payment transaction cannot be processed. Signed an agreement last week to sell.

Typically in these instances, the payment can be retried and will go through.Credit card machines can cost anywhere from 200 to 1,000, depending on the features you need and the company you purchase them from. Soft declines occur when the transaction has been approved but there is an issue in completing it. Hard declines occur when the payment is refused by the issuing bank, and the customer should contact their bank to resolve the issue. CREDIT TRANSACTIONS TO INITIATE Open Tab (restaurant only) A pre-authorization transaction for a specific, predetermined dollar amount.There are two categories of credit card declines: hard declines, and soft declines. Phone Order A credit sale transaction in which the card is not present.

Once the problem has been addressed and resolved, the issuing bank will confirm with the card holder that they will authorize the transaction, and the merchant may attempt to process this payment again.Failure code definition: Pick Up Card, Special ConditionsExplanation: The issuer has detected fraudulent activity on the cardholderвЂ™s account, so the transaction is not authorized.Recommended action: If this is a return customer who has previously completed a successful payment, request an alternative card or pay method and advise the customer to review their account with the issuer. Once the problem has been addressed and resolved, the issuing bank will confirm with the card holder that they will authorize the transaction, and and the merchant may attempt to process this payment again.Failure code definition: Do Not Honor / Card Declined by IssuerExplanation: The issuing bank is reporting an issue and advising the merchant not to accept this card.Recommended action: The card holder should contact the issuing bank for more details. Once the problem has been addressed and resolved, the issuing bank will confirm with the card holder that they will authorize the transaction, and and the merchant may attempt to process this payment again.If the problem cannot be resolved, request an alternative card or payment method.Explanation: The issuing bank is preventing the authorization of this transaction.Recommended action: The card holder should contact the issuing bank for more details. The CVV2 is akin to the CID (see above) and is printed on the physical card and is used during check out for an additional security measure.Failure code definition: Refer to Card IssuerThe issuing bank is preventing the authorization of this transaction.The specific reason for this decline is unclear, and the card holder should contact the issuing bank for more details.

If repeated attempts are unsuccessful, contact your PSP for assistance.Attempt the transaction again. Merchants will incur an authorization fee for each attempted transaction with an invalid card number.Failure code definition: No Such Issuer DeclineExplanation: This failure code indicates that the first digit of the card number is invalid, as it does not match a card issuer number.This failure code indicates that the first digit of the card number is invalid, as it does not align with any card number from this issuer.Recommended action: Check the first digit of the card number, correct it, and attempt the transaction again.Check the first digit of the card number, correct it, and attempt the transaction again.Failure code definition: Re-Enter TransactionRecommended action: Attempt the transaction again. If there are recurring payments scheduled, be sure to stop them once the invalid card number is found. Merchants will incur an authorization fee for each attempted transaction with an invalid card number.Review the card number and correct it before attempting to process this transaction again. If there are recurring payments scheduled, be sure to stop them once the invalid card number is found.

Verifone Credit Card Hine Codes Update Future Payments

Be sure to update future payments to the new card number.Failure code definition: Insufficient FundsExplanation: This card account is over the holderвЂ™s credit limit, or will go over the limit of this transaction is completed. Contact the customer for a new card number, or another payment method. Do not provide goods or services, and do not attempt to process this transaction again.If this transaction is part of a scheduled or recurring payment, itвЂ™s possible that the card holder has filed a lost or stolen report for the card since the last successful transaction occurred. No attempted payments on this card will be authorized.Recommended action: If this is a new customer making a one-time payment, assume this is a fraudulent purchase.

Future payments will automatically update, including existing recurring payments.Process this transaction again as a one-time payment, even if it was part of a scheduled or recurring payment.Failure code definition: Transaction Not Permitted to CardholderExplanation: The card being used does not allow the type of transaction that is being attempted for this payment. Update the customerвЂ™s account to reflect these new details. This code is common with recurring or scheduled payments.Recommended action: Contact the customer to ask for an updated expiration date or card number. Once this problem has been addressed and the issuing bank has confirmed there is credit available, process the transaction again.If the problem cannot be solved, request another card from the customer, or use an alternative payment method.Explanation: This card has passed its expiration date and is now invalid. They can also make a payment on their account, in certain circumstances, to have more credit available.

Verifone Credit Card Machine Codes